Paying for healthcare.

I would like to here from Democrats and Republicans :
The real problem with healthcare costs is that most surgeons in this country can bill more in a day, than most people earn in 2 years !
A few days in the hospital, costs more than most people earn in a year !
What do you all think about those two statements?

Not that simple. People that have insurance pay for people that don’t have insurance or money. Hospital’s over charge then fight with insurance companies. In the end someone pays for the deadbeats .
Surgeons make good money as they should but they are not the biggest problem.

bs. my last operation the doctor made $2000 dollars a hour. tell me how they aren't part of the problem.

Renember all doctors carry malpractice insurance. That is not cheap, esp for OBGYN's and anesthesiologists. Plus the cost of med school is 200-300k.

Drs may charge 1-2kbut medicare pays thrm $300... BC/BS maybe 400.

Don't get me wrong they are cistly, but generally you are also supporting an office staff, rent, equipment, etc.

Nothing is forcing you to see a dictor. But you often don't have much of an alternative.

The overhead for hospitals/ surgeons is staggering. Equipment, supplies, nurses, technicians, maintainence (of equip.), A?C heat, water, food, etc. all have to be on hand or scheduled.
In hospital stays are also expensive but they must be maintained. Both expenses must be paid whether people are in rooms or not.
Pharmaciy charges are a scandal.
Democrats skim millions from "healthcare" provided by mandated insurance. "Healthcare" lobbying feeds the pot.
Uninsured patients to the ER are paid by the government (our taxes). Free market (private enterprise) would lessen the costs through competition.
If there's anything politicians hate, it's competition.

Renember all doctors carry malpractice insurance. That is not cheap, esp for OBGYN's and anesthesiologists. Plus the cost of med school is 200-300k.

Drs may charge 1-2kbut medicare pays thrm $300... BC/BS maybe 400.

Don't get me wrong they are cistly, but generally you are also supporting an office staff, rent, equipment, etc.

Nothing is forcing you to see a dictor. But you often don't have much of an alternative.

Smokey and Dillo have it right. We bill for a lot of physicians and they are really taken advantage of. We have 90 days to submit a clean claim for payment to insurance. Many times patients give the wrong info or don't know their coverage and the doctor gets nothing. On the other hand, Medicare, Medicaid, and insurance companies can go back up to 5 years to recover money paid to physicians when they think they shouldn't have paid.

A whole revenue recovery industry is taking advantage of these loopholes using AI and other tools. Even though the claim was legit at the time (and paid for), the insurers are now taking back money for their "mistakes" that happened years ago. It's impossible to dispute or win appeals on these unilateral decisions.

Medicine has been forced to become defensive to prevent lawsuits, and care is now funneled to less qualified and experienced providers.

We've seen a big decline in quality of care. The insurers sit in the middle and make money both ways.

I'm afraid our system is beyond fixing with all the special interests.

First I appreciate the question. It'sd something I know a little bit about frolm both the consumer and as a consultant.

I'm aware of what both employers and individual (includijng Medicare recipeints) pay for healthcare.
Yes, healthcare in the USA is expensive because it's usually quite good.

Just ask anyone who has either survived cancer, had heart surgery, a heart transplant, or had a serious illness / injury.

Don't compare the USA healthcare with socialised medicine (Canandian system) as they have 1/20th of the population as the USA.

Proponents of the "Medicare for everyone" concept don't understand the $7 TRILLION pricetag and how taxes would have to increase 2-3 X the current taxes we ALL pay.
This would only lead to basically "socialized healthcare".

Most quality medical insurance plans include both a "co-payment" or "co-insurance" with an annual maximum amouint one could pay.

Example: you have knee replacement sugery and you end up paying $3-$5000 of a $60K-$75000 procedure.
Not so bad.

Yes, some parts of the country have better outcomes / results for healthcare then others.

As for my personeal opinion, Healthcare in the USA is expensive but wother every hard earned $ we all pay for it.

I concur with the general sentiment here - healthcare is too expensive. Blaming doctors and hospitals is largely a red herring because it's insurance and pharma driving a lot of the costs.

I believe there are two big issues that are really bottom-line causes:
1 - other people's money. Having insurance and government subsidies hides the real cost of service and make it easier to say "it's not the customer paying so I can get more money out of it". (Same problem is seen in college costs)

2 - for-profit healthcare. When the motive is profit, people will milk the opportunity. The meme of "you won't keep coming back if they cure you" is a good summary of that mindset.

All just my opinion, of course.

It all started with tort reform. When trial lawyers started suing for millions for a "paper cut" and winning doctors were forced to file on their insurance. Insurance premiums went thru the roof. Now that insurance cost has put a lot of good doctors out of business, or they decided it wasn't worth it anymore. Therefore, we now have Apu as our doctors.

Then came the ACA (Obamacare). It is anything but affordable for anyone. Up until this was passed, if there was coverage I did not need I did not have to carry it. For example, my wife and I are long past child bearing years. She has had her plumbing removed due to medical reasons and I got a vasectomy years ago. We still have to carry "pregnancy insurance".

Add to the mounting issues in healthcare, the massive influx of illegals that use hospitals as general docs and do not pay a cent for care adds to the burden everyone has to carry.

Health insurance companies have been robbing us blind for decades (as with the CEO that was murdered in NYC). They have been allowed to get away with denying valid claims for far too long. I am old enough to remember when you could file on your primary insurance and then what was not paid your spouse who had you insured as well could file the rest.

There are plenty of doctors that live in the really big nice houses on the golf course side of town, so they are still making plenty of money.

A lot of good comments and good question 1965. I can only speak from a small rural county hospital. I serve on a board of directors. Most of these critical Care hospitals would close if not for getting some help from county taxes. Even with Federal money. And I hear most regional hospitals are struggling also. Medicare and Medicare set what they can charge and we have not seen an increase for 3-4 years. Yes there are other types of reimbursement ( it would take hours to explain annd even then you would have more questions ) Are specialists making to much money? That’s for you to decide But they do have a lot of expenses and education - years. To. Get where they are at. And yes a lot of that is paid through a lot of different things. But I do want to say . Family practitioners don’t get paid to much in my opinion. Years of education, and I thing they average about $450,000 a year I know , that’s not bad money . But they, are not the problem. I still think one of the biggest causes of increase healthcare in the last 30-40 years. Don’t hate me for saying this. But I believe it to be true. Our technology has outgrown our pocket book. We can make that one lb baby live that died back then. People have new tech to allow us to live longer thus having more medical bills Everyone is living longer I’ve read where smokers cost less in lifetime total costs because they die earlier I am “NOT” !!!!! Saying we should change things. But it’s a big part of increasing medical costs. Now, figure out a way to pay for it.

Food for thought Clyde but I have to take away a 0 for my annual pay as a retired professional. I am thankful that I have the VA if I ever can’t afford private healthcare.

So we spend millions on cancer research but we don’t have a lot of success stories. Why . get rid of cancer and the medical community looses trillions
Example 35 radiation treatments. $100,000
6 kemo treatments $100,000

Obamacare is killing our healthcare system. The problems are rising premiums, subsidy costs, FRAUD, administrative red tape, and uneven coverage access. Critics view it as an increasingly expensive and inefficient system. This is what the democrats shoved down our throats, and now it's failing and they shutdown the government to force Trump to repair a shitty worthless corrupt socialist system. We conservatives knew this would happen.

Tort reform is what is necessary to bring down health care costs, but the Trial lawyers association who owns the democrats doesn't want to limit their income stream.

I think you're either an idiot or a moron. I won't begin to explain why healthcare costs so much to you because it's way above your comprehension level. Jesus we sure do produce a plentiful share of stupid people in this world.

I had a lung nodule biopsy done a few months ago and the insurance was built $72,000

Look up Morgan spurlock medical vacations

I agree with you, mistaflyer

If we didn't have to pay all the democrats ngo stuff that they embezzle from and shifted just half of that money to health care your 100,000 bill would be ten bucks co pay. Easy fix. The other half use for 2 years to prosecution of the left for embezzlement and after that just cut taxes. Seems easy fix to me.

The reason the hospital charge so much is because of people that do not pay their bills.

The Hospital are why the democrats will not open the government. They want the fat in the bill that they put in it to pay the hospitals off. I haven't heard one person say this just what I believe

They don't care about hospitals, they are using it for votes because people care some, not democrats leaders. What they want is the rest. A trillion to restore their slush funds to embezzle and get kickback. Lbgq chit and propaganda media to overseas.

They want back insane things being funded like doge never happened to embezzle from.

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